Senior Lead Counsel – Director

Overview

As Associate General Counsel, Lending and Restructuring, you will lead legal support for Citi’s investment bank lending across EMEA, covering investment grade, emerging markets, leveraged finance, and restructuring. You’ll serve as the senior legal escalation point, shaping strategic lending structures and governance. You work closely with business leaders, risk, and credit teams to sustain a market-leading lending franchise. This role combines transactional advice, team leadership, and regulatory insight to drive cross-border lending initiatives.

Pay / Benefits

• hybrid work model (three days in office, two remote)
• ongoing learning and development
• financial wellbeing programs
• work-life balance initiatives
• collaboration across global markets
• career progression opportunities

Responsibilities

• Lead legal activities for syndicated lending and restructuring across multiple EMEA countries
• Serve as senior legal escalation point for lending matters within the IB
• Provide senior legal and strategic advice on complex lending transactions
• Negotiate and coordinate resolution of complex legal issues and key decisions
• Advise on regulatory developments and evolving market structures (private credit, alternative capital)
• Shape consistent legal standards, risk-management practices and governance across lending and restructuring
• Contribute to strategic planning and initiatives using in-depth lending law and regulation
• Lead and develop a legal team, guiding performance and resourcing decisions

Key requirements

• Significant legal experience in corporate, leveraged and acquisition finance lending with EMEA coverage
• Qualified solicitor in England and Wales
• Bachelor’s degree and strong commercial judgment and negotiation skills
• Deep knowledge of English and New York law-governed financing structures (syndicated facilities, bridge, revolving credit, term loans)
• Experience advising on sponsor-backed leveraged buyouts, acquisition financings, recapitalisations, refinancings, private credit products
• Understanding of intercreditor arrangements, security structures, guarantees, structural subordination and creditor rights
• Experience managing stressed/distressed situations including restructurings and workouts
• Working knowledge of regulatory framework governing global lending (capital, sanctions, licensing, AML) and track record leading legal teams

• Strong negotiation and advisory capabilities
• Strategic mindset and business partnering
• Leadership and people management
• English and New York law-governed financing structures
• Syndicated facilities, bridge financings, revolving credit facilities, term loan facilities
• Intercreditor arrangements and security structures

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