Underwriter, Cargo

Overview

In this role you support the Cargo line’s profitability and growth under the direction of the Cargo Lead Underwriter. You handle new business, renewals, and mid-term adjustments while ensuring compliance with policies and Lloyd’s standards. You’ll research market factors, enter quotes and risks, and prepare data to back underwriting decisions. You work with agents, brokers, and customers to promote our underwriting philosophy and services. This is a hybrid role in London, offering a chance to shape cargo underwriting in a collaborative, growth-focused team.

Pay / Benefits

• Private Medical Insurance
• Pension Plan with employer contribution
• Holiday entitlement 25 days (up to 35)
• Wellness programme
• Mental health support
• Volunteer and matching gifts programme

Responsibilities

• Underwrite and process new business, renewals, and mid-term adjustments for Cargo
• Ensure adherence to company policies, controls, and Lloyd’s standards
• Monitor rate adequacy and profitability of cargo book
• Research target business, competitors, and market factors to inform underwriting
• Enter quotes, risks, and endorsements accurately in systems for reporting
• Prepare data and reports to support underwriting policies and performance
• Develop and promote line of business with agents, brokers, and customers
• Provide guidance, mentoring and coaching to others
• Perform other duties as assigned

Key requirements

• Experience within the Lloyd’s market
• Underwriting experience
• University degree
• Demonstrates technical proficiency appropriate to underwriting authority
• Ability to make sound quoting and pricing decisions
• Intermediate judgment, communication, and teamwork skills
• Relationship management experience
• Analytical thinking/financial acumen with underwriting impact
• Product/technical knowledge aligned with underwriting authority
• Business perspective informed by Lloyd’s market factors
• Studying towards ACII qualification
• Must have cargo insurance experience in underwriting, operations, or brokering

• Strategic thinking
• Collaborative mindset
• Strong communication
• Underwriting authority application
• Data analysis related to profitability
• Risk assessment and pricing

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