Senior Treasury Analyst

Overview

As Treasury Senior Analyst at Teya, you will own day-to-day liquidity, funding and cash deployment across entities, products and currencies to support settlements and operations. You will drive liquidity management, forecasting and FX exposure while coordinating with banks and internal teams. You will evolve treasury processes, automate manual workflows and build scalable solutions to reduce operational risk. You will collaborate across Risk, Payments, Product, Engineering and Data to enable evidence-based decisions. This role offers the chance to shape a growing fintech that serves local businesses with simple tools and human support.

Pay / Benefits

• flexible working hours
• WellHub health and wellbeing benefits (gym access, therapy, digital fitness)
• enhanced maternity/paternity leave
• Cycle-to-Work Scheme
• Health and Life Insurance
• Pension Scheme

Responsibilities

• Forecast and manage liquidity across entities, products, bank accounts and currencies to support settlements and funding needs.
• Monitor cash positions and inflows/outflows, flag shortfalls or excess balances and suggest timely funding actions.
• Maintain liquidity buffers and coordinate intercompany cash movements with Payments Operations and banking partners.
• Manage FX requirements for multi-currency settlement and payments, overseeing execution and records.
• Placement and redemption of surplus cash in money-market funds and short-term instruments, assessing liquidity, yield and regulatory eligibility.
• Monitor investment balances and maturities, improving investment workflows and resolving operational issues.
• Develop cash-pooling and automated sweep approaches where approved to boost efficiency.
• Maintain Treasury policies and frameworks, ensuring governance and delegated authority compliance.
• Produce management reporting on cash, liquidity forecasts, funding and currency exposures with clear insights.
• Collaborate with Risk to monitor breaches of limits, policies or controls and escalate when needed.
• Support EMI and banking regulatory compliance with properly controlled Treasury activities.
• Partner with Product to embed funding, liquidity and settlement considerations in product design.
• Work with Engineering, Data and Payments Ops to improve cash visibility and define system/data requirements for platforms like Payment Hub and Snowflake.
• Validate automated outputs, document processes and seek opportunities to automate manual workflows.
• Drive Treasury improvement initiatives to reduce risk and free up capacity for advanced analysis.

Key requirements

• 4+ years of experience in Treasury, liquidity management or a closely related finance role (bank, payments, fintech or financial-services).
• Practical experience managing cash and liquidity across multiple entities, banks and currencies, including forecasting and settlement-driven funding.
• Experience executing or overseeing operational FX activity and understanding currency exposures and timing.
• Experience managing money-market funds or short-term liquidity investments, including placement and redemption.
• Strong analytical and financial modelling skills with ability to translate analysis into recommendations.
• Knowledge of liquidity regulation and frameworks (e.g., LCR, NSFR, ALM) where applicable.
• Strong control mindset, attention to detail, and risk/escalation capabilities.
• Experience improving Treasury processes, reporting or automation with cross-functional collaboration.
• A degree in Finance, Economics, Accounting, Engineering or related field. Qualification such as ACT, CFA is advantageous.
• Advanced Excel and financial modelling/forecasting capabilities.
• Familiarity with AI tools (Claude, Gleean) and bank APIs, payment platforms, SQL, Snowflake and Tableau is beneficial.

• strong analytical mindset
• attention to detail
• collaboration across cross-functional teams
• Advanced Excel
• financial modelling
• forecasting

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