Head of UK Private Banking Proposition and Products

Overview

As a senior member of the UK Private Banking leadership team, you’ll own the end-to-end UKPB proposition and products, including fiduciary offerings, with P&L ownership. You will shape a differentiated, customer-led proposition for high-net-worth clients through insight-led product development, pricing and distribution. You’ll lead a high-performing team to deliver sustainable growth, strong customer outcomes and increased Group value. This role blends strategy, governance and delivery across banking, lending and wealth services to transform UK Private Banking.

Pay / Benefits

• up to 15% pension contribution
• annual performance-related bonus
• share schemes including free shares
• flexible benefits
• 30 days’ holiday
• wellbeing initiatives and parental leave

Responsibilities

• Prop​osition development: evolve and differentiate the UKPB proposition across banking, lending, wealth connectivity, fiduciary services, digital journeys and partnerships.
• Product manufacture and lifecycle: design, govern and manage UKPB-manufactured products (including Trusts and Estates) for viability, resilience and customer outcomes.
• Group product leadership: represent UKPB requirements to Group manufacturers and influence pricing, governance and strategy across banking, savings, payments, mortgage and lending.
• Customer outcomes, risk and governance: ensure decisions deliver good outcomes and regulatory compliance.
• Transformation and delivery: translate strategy into prioritised, measurable delivery plans.
• Leadership: build and nurture a high-performing proposition, product and delivery team.

Key requirements

• Senior leadership experience in private banking, wealth management, banking propositions or product management.
• Track record of creating and delivering customer propositions and product strategies.
• Strong commercial leadership with P&L ownership, pricing and performance management.
• Deep understanding of product governance and lifecycle management with focus on customer outcomes.
• Knowledge of banking, lending and wealth-related products; fiduciary experience advantageous.
• Experience influencing across complex organisations and leading large-scale change.
• Strong critical thinking, partner management and decision-making capabilities.
• Proven ability to build and lead high-performing teams.

• strategic thinking
• collaboration
• influence and stakeholder management
• proposition governance
• product lifecycle management
• pricing and P&L management

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