Anti-Money Laundering Officer

We’re partnering with a high-growth UK fintech/payments business to appoint an experienced MLRO to lead its financial crime framework and play a key role in its next phase of growth.

This is a senior, hands‑on opportunity reporting directly into the CEO and Board, with significant influence across the business and responsibility for ensuring the organisation maintains a robust, scalable and commercially practical financial crime environment.

The role will focus on:

• Owning and developing the firm’s AML/CTF and financial crime framework
• Providing independent oversight, challenge and escalation of financial crime risk
• Leading the financial crime risk assessment, risk appetite and associated MI/KRIs
• Overseeing KYC/KYB, CDD, EDD, transaction monitoring and sanctions frameworks
• Ensuring effective identification, investigation and reporting of SARs
• Developing the annual MLRO plan and wider financial crime strategy
• Providing regular reporting and challenge to senior management and the Board
• Acting as a key point of contact for the FCA and supporting regulatory enquiries/reviews
• Working closely with Product, Technology, Operations, Risk and Commercial teams to embed effective controls
• Providing financial crime input into new products, markets, payment corridors and international expansion
• Playing a significant role in the company’s UK EMI authorisation programme

What we’re looking for:

• 10+ years’ experience across financial services, compliance, financial crime or a related regulated environment
• Significant experience within payments, e-money, fintech, banking or financial services
• Previous experience as an MLRO or senior financial crime leader
• Proven experience of successfully securing UK EMI authorisation or playing a significant role in an EMI regulatory application
• Strong knowledge of UK AML/CTF requirements and the FCA regulatory framework
• Demonstrable experience designing and implementing financial crime frameworks, rather than simply operating within an established framework
• Strong understanding of KYC/KYB, transaction monitoring, sanctions, EDD and SARs
• Experience working directly with Boards, senior management, regulators and external advisers
• Relevant AML, financial crime, compliance or risk qualifications such as ICA or ACAMS would be advantageous

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