Your future team AIG’s underwriters develop insurance solutions that address the exposures of companies and individuals, embodying AIG’s tradition of innovation. At AIG we offer groundbreaking insurance solutions across many lines of business, including life insurance, aviation, financial lines, casualty, environmental, catastrophic events, high net worth individuals, and boardroom liabilities.
Senior Underwriter Responsibilities
- Maintain and develop a profitable book of US Property business underwritten from the London Market.
- Analyze and evaluate risks, recommending or deciding to accept, reject, or modify risks and coverage conditions within limits of delegated authority and in accordance with established underwriting guidelines.
- Provide technical direction to management, less senior specialists, producers, and claims adjusting personnel.
- Communicate US Property risk appetite and NA Property Value Proposition to brokers and clients.
- Accept, decline, or modify new and renewal submissions submitted by brokers.
- Identify exposures and analysis required to underwrite an account, determine the exclusions and loss assumptions of the insuring agreements.
- Manage a book of business and participate in budgeting relative to regional goals.
- Establish new business production goals and submission flow relative to the book of business.
- Collaborate with Distribution, Territory Managers, and other line(s) of business underwriters to target desirable accounts and cross‑selling opportunities from brokers while soliciting customer/producer input for improving service.
- Develop and implement pricing and negotiation strategy, terms and conditions, and deal structures with brokers and clients while maintaining risk quality and NA Property strategy.
- Review, evaluate and recommend modifications to underwriting guidelines and participate in special underwriting projects as needed.
- Develop strong, long‑term relationships with brokers and clients to profitably grow a book of business.
- Provide superior customer service to brokers and clients.
- Draft manuscript endorsements particular to an underwriting exposure for approval by legal.
- Assign and manage the work of a team of underwriters while providing guidance.
Qualifications
- Significant US Property insurance leadership experience is highly advantageous; extensive UK or international experience is also considered.
- Knowledge of market segmentation, portfolio management, acquisition and distribution.
- Established strong relationships with customers and intermediaries.
- Demonstrated business savvy, analytical and quantitative skills.
- Expert technical underwriting background.
- Strong problem‑solving and conflict‑resolution experience.
- Excellent sales, marketing and relationship‑building experience.
- Candidate should be positive, energetic, self‑motivated with strong interpersonal, communication and presentation skills.
- Well‑organized and able to negotiate effectively.
- Ability to work in a dynamic, rapidly changing environment, adapting to changing requirements and collaborating with a wide range of colleagues to deliver solutions quickly.
Benefits
- Comprehensive Total Rewards Program focused on health, wellbeing, financial security and professional development.
- Benefits that include health coverage, wellness programs, financial planning resources, and opportunities for career growth.
- Support for a well‑balanced life with flexible scheduling and community involvement.
EEO Statement
AIG provides equal opportunity to all qualified individuals regardless of race, color, religion, age, gender, gender expression, national origin, veteran status, disability or any other legally protected categories. AIG is committed to working with and providing reasonable accommodations to job applicants and employees with disabilities. If you believe you need a reasonable accommodation, please send an email to candidatecare@aig.com.
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